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Turning 65? Happy Birthday! Not all birthdays bring as many life transitions as turning 65 can, but we can help make it easier. There are two main ways to get Medicare coverage – through original Medicare or with an Advantage or Supplement plan. If you want prescription coverage you can add that too.

If your coverage is currently through your employer, you can call your Human Resources director, or call us and we can walk you through your Medicare options.

If you are ready to sign-up for Medicare now, you must be enrolled in Parts A & B to be eligible Medicare Advantage or Supplemental Plans. There will be a premium cost for Parts A & B  depending on your income.

To be covered by Medicare in time for your 65th birthday, go to your local SSA office or online here here at least three months prior to your birthday. If you are new to Medicare, your initial enrollment period (IEP) is 7 months – three months prior, month of and three months following your birthday.

Once you have your Medicare card, call us to set a personal appointment to review your options.

Medicare is the federal health insurance program for people who are 65 or older, certain younger people with disabilities, and people with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD).

The different parts of Medicare help cover different services:

- Medicare Part A (Hospital Insurance)
- Medicare Part B (Medical Insurance)
- Medicare Part C (Medicare Advantage Plans)
- Medicare Part D (Prescription drug coverage)

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